Ten checks to stop being scammed

10 flashcards: BE SCAM WISE

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Flashcard 1
Q: What is a common sign that an email might be a phishing scam?
A: Poor grammar, urgent or threatening language, suspicious links, or requests for sensitive information.

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Flashcard 2
Q: What personal information should you never share in response to an unsolicited phone call?
A: Social Security number, bank account details, credit card numbers, passwords, or PIN codes.

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Flashcard 3
Q: What is the purpose of a "romance scam"?
A: To build a fake online relationship and eventually trick the victim into sending money or gifts.

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Flashcard 4
Q: What is "spoofing" in the context of online scams?
A: When a scammer disguises their phone number, email address, or website to appear as a trusted source.

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Flashcard 5
Q: How can you verify if a message from your bank is legitimate?
A: Contact your bank directly using official phone numbers or log in to your account through the official website—never click on links in the message.

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Flashcard 6
Q: What is a "lottery scam" and how does it typically work?
A: A scam where victims are told they’ve won a prize but must pay fees or taxes upfront to claim it; no real prize exists.

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Flashcard 7
Q: Why should you be cautious about job offers that ask for payment upfront?
A: Legitimate employers do not require payment to process job applications or provide job offers; it's a scam tactic to steal money.

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Flashcard 8
Q: What is the role of urgency in scam messages?
A: To pressure victims into acting quickly without thinking, increasing the likelihood of falling for the scam.

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Flashcard 9
Q: What does an "investment scam" usually promise to its victims?
A: Guaranteed high returns with little or no risk, often sounding too good to be true.

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Flashcard 10
Q: What are some safe practices to follow when shopping online to avoid scams?
A: Use secure websites (look for HTTPS), shop from reputable sellers, avoid deals that seem too good to be true, and use secure payment methods.

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